Employee Health Navigation Benefit
MyBillOfHealth gives every employee — insured, underinsured, or uninsured — a trusted way to understand, reduce, and resolve medical bills before they become medical debt.
The Real Story
Benefits confusion doesn't happen at open enrollment. It happens at 10 PM when a $3,200 ER bill lands in the mail.
CPT codes, EOB adjustments, and facility fees — most employees have no idea what they're being asked to pay, or whether the amount is right.
Duplicate charges, unbundled services, and upcoded procedures are common — but invisible to someone without billing expertise.
Charity care, state programs, and hardship options go unclaimed because employees don't know to ask — or don't have time to navigate the paperwork.
How It Works
Every charge broken down — specific to their plan, in plain English, at the moment they need it.
Billing errors and wrongly denied claims surfaced before employees overpay — protecting them and your benefits program's credibility.
Charity care, state programs, nonprofit funds, and hardship options matched automatically — so available resources actually reach the employees who need them.
Forms pre-filled across every program before employees are asked for anything — no repetitive form entry.
What Every Employee Gets
Works for insured, underinsured, and uninsured employees — everyone who receives a medical bill.
Real Scenario
Instead of paying out of fear or spending hours on the phone, they open MyBillOfHealth — and within minutes they have a clear picture of what they actually owe and three concrete options.
| Service | Code | Amount |
|---|---|---|
| Emergency Room Visit ⚠ Verify level | 99285 | $1,850 |
| IV Fluid & Supply | 96360 | $980 |
| Medication Administered | 96374 | $280 |
| Facility Fee | — | $90 |
People who can afford a personal healthcare advocate get their bills reviewed, their errors disputed, and their assistance options surfaced. Everyone else pays what the bill says — whether it's right or not. MyBillOfHealth is that advocate, available to every employee, insured, underinsured, or uninsured.
AI-Powered Health Navigation
Configured with your specific benefits plan. When an employee asks "does my plan cover this?" or "why is my deductible still showing as unpaid?" — MyBillOfHealth knows.
Trained on your plan documents. Answers are specific to your employees' actual coverage, not a generic FAQ.
Benefits questions don't arise during business hours. MyBillOfHealth is available when the bill arrives, not when HR opens.
Health data is used only to resolve each employee's bill. Never sold. Never used for any other purpose.
Doesn't just explain — surfaces options, drafts letters, pre-fills forms, and gets employees to resolution faster.
Works Within Your Benefits Stack
MyBillOfHealth works alongside your existing HR systems and benefits portal — not instead of them.
Integrates with MyChart and major HR platforms. Employees access MyBillOfHealth through your benefits site — no separate app to download or new login to remember.
Trained on your plan documents before launch. Network information, deductible rules, FSA/HSA eligibility, and cost-sharing specifics built in — not generic.
Outcomes
Bills that felt impossible become navigable. Employees know what they owe, why, and what to do about it.
Billing mistakes identified and disputed before employees overpay on an incorrect balance.
Charity care and financial programs matched and applied — not just listed.
Not during benefits season — when the bill arrives and the question is real.
Employees get answers without escalating to HR — freeing benefits staff for higher-stakes work.
Relevant at the moment of need, not just at open enrollment.
A tangible signal that the organization takes employee financial health seriously.
Insured, underinsured, and uninsured employees all benefit — not just those with comprehensive coverage.
Book the Simulation
Share your plan documents under NDA. We build a simulation around your specific benefits. You walk through it — and see exactly what your employee sees when a bill arrives. 4–6 weeks after kickoff. No commitment required.